Global Team

Management

MR. SANJEEV CHADHA

CHAIRMAN

He is an entrepreneur by profession and started yield group from scratch.

VIPUL CHADHA

MR. VIPUL CHADHA

MANAGING DIRECTOR

He is Managing Director of Yield Group of Companies and oversee all group for its smooth operations.

AASTHA SEHGAL

MS. AASTHA SEHGAL

DIRECTOR

Serving as the Company’s Director, exercise reasonable care, skill, and diligence, Avoid conflicts of interest.

ALFRED JARA

MR. ALFRED JARA IBANEZ

DIRECTOR

He is responsible for the overall strategic marketing management that expedites the drive of the company, including planning and implementing promotional campaigns.

DAVID MWAMBAZI

MR. DAVID LYAPA MWAMBAZI

DIRECTOR

Experience in international trade and local international bank, director and head of operation of Zambia team.

STAN SHERMAN

MR. STAN SHERMAN

DIRECTOR OF OPERATIONS

Has extensive knowledge in Commercial Lending and Trade Finance Industry.

HIMESH RAVAL

MR. HIMESH RAVAL

EXECUTIVE DIRECTOR

Mr Raval earned his MBA from Heriot-Watt University. He got himself so engaged in their family business during earlier years. Their line of business is more focused on loan provisions. At present, he is the Executive Director based in Dubai, actively pursuing his interests and proficiency in trade finance.

Lianna Cruz

MS. LIANNA CRUZ

GENERAL MANAGER

An experienced relationship manager with professional knowledge of banking products, she has experience with portfolio management of commercial accounts.

Anna Perello

MS. ANNA PERELLO

GENERAL MANAGER

A seasoned banker with strong service skills and a track record of managing client relationships in Top Corporate, SME, Retail and Consumer segments.

Dubai

Jodynne Medina

MS. JODY MEDINA

HEAD OF HR & LEGAL AFFAIRS /
ASSOCIATE GENERAL MANAGER

Jody started as Relationship Manager and now currently serves as the Head of HR and Legal Affairs.

Shamseer Salam

MR. SHAMSEER ABDUL SALAM

ASSOCIATE GENERAL MANAGER

Master in Commerce and CA under the Institute of Chartered Accounts of India.

Krishna Raval

MS. KRISHNA RAVAL

SENIOR RELATIONSHIP MANAGER

As an experienced Business Development Manager from one of the distinguished trading companies in the UAE.

Farouk Touati

MR. FAROUK TOUATI

RELATIONSHIP MANAGER

An experienced professional in import & export field with a masters in Financial Analysis, a multilingual speaker (Arabic, French, and English). All of this enables him to serve his clients in a skilled and professional manner.

Shoaib Shaikh

MR. SHOAIB SHAIKH

 ASSOCIATE GENERAL MANAGER

Experienced banking professional who is an expert in providing consultation to clients, focused on delivering value proposition by collaborating with different areas of International Banking.

Wilmena Atim

MS. WILMENA ATIM

ASSOCIATE GENERAL MANAGER

Professional clientele approach with strong attention to detail. Both experienced & skilled in handling technical challenges. Bachelor’s Degree holder, a goal getter & passionate entrepreneur.

JN Herrera

JN HERRERA

SENIOR RELATIONSHIP MANAGER

She has consistently been one of the top performers in YGC Dubai. Having a good background in Sales from the Philippines makes her highly capable of managing her roles in lead generation and customer service.

Khadidja Achi

MS. ACHI KHADIDJA

RELATIONSHIP MANAGER

She has constant work and persistence and within a period of time, she was able to satisfy the aspirations of customers’ needs.

NIKHAT SAYYED

MS. NIKHAT SAYYED

RELATIONSHIP MANAGER

She has Strong finance background and has experience in dealing with financial products and helped clients study companies and build their portfolios with strong fundamental as well as technical knowledge.

Abegail Rotas

MS. ABEGAIL ROTAS

RELATIONSHIP MANAGER

Experienced in Sales and Customer Service, perform multitasking works.

Geo Jose

MR. GEO JOSE

ASSISTANT IT MANAGER

Information Technology Specialist, having 9 years of experience across GCC.
Managing IT operations.

MR. AHMED FATHY

RELATIONSHIP MANAGER

An experienced corporate finance relationship manager, who is an expert in
providing consultation to corporate clients for more than a decade, he has experience with
portfolio management of corporate accounts.

MR. PAUL GABRIEL SOMTOCHUKWU

SALES AND MARKETING MANAGER

An engineering degree holder with experience in sales and
marketing for financial products.

MR. MOSES OKORO

RELATIONSHIP MANAGER

A business administration degree holder with strong grasp on client handling,
trade finance products, and marketing.

MR. MAJID MELETHIL

ACCOUNTS MANAGER

A Finance graduate certified as an Industrial Accountant. He is an
experienced accounts manager with in managing financial records, ensuring compliance with
accounting principles, and supporting the financial well-being of an organization.

MS. MARGIE CALILAP

ADMINISTRATIVE AND HR ASSISTANT

A Communication Degree Holder with proficiency in supporting HR functions and handling administrative tasks to ensure overall efficiency and effectiveness of the organization’s operations.

MS. CELINE JOY FLORES

RELATIONSHIP MANAGER

A valuable asset to Yield4Finance, Goal-Driven and passionate in delivering exceptional customer service. Leveraging her extensive expertise in building and maintaining long-term professional relationships with clients and business partners. Contributing to the success of the company.

MS. FATMA KHALIL

RELATIONSHIP MANAGER

Holding a Masters of Law (L.L.M.), Fatma has expertise in drafting, reviewing, negotiating, and administering contracts and agreements. Her main responsibility is ensuring contracts are fully executed and in compliance with laws and regulations.

India

MR. SUMER NARWAL

SENIOR MANAGER

He is MBA whose a specialization in Finance.

MR. DHIRENDRA KUMAR

ASST. MANAGER - ACCOUNTS

B.com. (A/C Hons) experience in 11 years of the accounting sector.

MS. MEENAKSHI SHARMA

ACCOUNTS EXECUTIVE

Meenakshi has graduated a masters degree of Commerce and Finance and has a 4 year experience in handling accounts.

MS. SHWETA GUPTA

ASSOCIATR GENERAL MANAGER

With extensive experience in providing satisfactory services, she maintains a common goal of facilitating excellent client interaction skills on a 24/7 basis at the same time.

MS. NEETU KAPOOR

ASSOCIATE GENERAL MANAGER

Majors in Commerce from Punjab University Chandigarh. She has an experience of 12 years of owning and managing Airtel franchises and distribution.

MR. TARSEM KUMAR

SENIOR RELATIONSHIP MANAGER

Having 22 years of experience in different departments i.e. Sales, Operations and General Management including 5 years of experience as a Martial Arts Instructor in various schools.

MS. SHEFALI SHARMA

SENIOR RELATIONSHIP MANAGER

She has a Degree in Master of Commerce specialised in Finance & HR from Panjab university. And have a prior experience in Branch banking (Operations).

MS. UMA MAHESHWARI

RELATIONSHIP MANAGER

Experienced banking professional with five years of experience in the Banking sector, working in retail and credit banking.

MS. MONIKA SHERAWAT

RELATIONSHIP MANAGER

Graduated from Delhi University. A successful banker with a proven history of establishing valuable relationships with clients.

MS. HIMANI SHARMA

FRONT OFFICE EXECUTIVE CUM ADMIN

Having more than 3 years of experience of frontend and client handling

MS. SUMAN DEVI

RELATIONSHIP MANAGER

Having Marketing experience of 3 years in client handling. Have done the MBA From Chandigarh university in marketing & international business.

MS. SRISHTI KATHURIA

HR EXECUTIVE

Having educational background in Business Administration. She has 1.5
years of experience as a Human Resource executive.

MS. BARKA BEHAL

RELATIONSHIP MANAGER

An adept Business Development Manager, proficient in driving sales and adeptly managing professional client relationships and team dynamics. Enhancing organizational value with over eight years of hands-on experience in the field.

MS. NIHARIKA SINGH

GLOBAL HR MANAGER

Post Graduate degree holder in HR field having 18 years’ experience in HR Domain.
Responsible for providing leadership and direction for human resource functions including
organization development, change management, employee relation, and compliance.

MR. JABBER SINGH DHAMI

IT Manager

Having 15 years of extensive expertise in IT operations driving impactful solutions in the dynamic IT landscape. With expertise in optimizing systems and ensuring seamless operations.

Zambia

NASHION TINDI

MR. NASHON TINDI

RELATIONSHIP MANAGER

I am IT Specialist by profession. Experienced in Computer Networking and programming coupled with Marketing and Sales Skills.

MS LUMBIWE NYALUGWE

MS. LUMBIWE NYALUGWE

RELATIONSHIP MANAGER

She is specialized in Sales and Marketing

PROSPER MSONI

MR. MSONI PROSPER

RELATIONSHIP MANAGER

(Bachelor of Engineering In Mining Engineering (University of Zambia) -B.eng Specialized in Marketing and Finance

SUZGO MUKHALA

MR. SUZGO MUKHALA

RELATIONSHIP MANAGER

A mass communication degree holder with a passion for sales and marketing. Possesses outstanding customer relations skills and confidence in pitching a product.

DANNY L. ZULU

MR. DANNY L. ZULU

RELATIONSHIP MANAGER

A vibrant creative in the digital space with intense skills in sales and marketing.

MARTIN SIAME

MR. MARTIN SIAME

RELATIONSHIP MANAGER

With a passion for delivering exceptional service, Kevin combines hospitality expertise with sales acumen, consistently exceeding customer expectations and contributing to business success.

THANDIWE ESTHER MALAIKA

MS. THANDIWE ESTHER MALAIKA

ACCOUNTANT

A seasoned Finance professional driven by integrity and the ability to cope with globally evolving business technologies.

London & Spain

ARUN GOPI

MR. ARUN GOPI

ACCOUNTS

Having 7+ years of extensive experience in handling accounts & finance,
qualified with a Master’s degree specialising in Finance.

JENIFER MARTEL

MS. JENIFER MARTEL

ASSOCIATE GENERAL MANAGER

Graduated in Law with banking experience

BEA MADRID

MS. BEATRIZ MADRID

RELATIONSHIP MANAGER

Graduated in Law, experienced in data protection.

KEVIN JARA IBANEZ

MR. KEVIN JARA IBANEZ

RELATIONSHIP MANAGER

With a passion for delivering exceptional service, Kevin combines hospitality expertise with sales acumen, consistently exceeding customer expectations and contributing to business success.